Work & benefits calculators
Understand pay, employment costs and the support you may receive.
Take-home pay calculator
Estimate 2026/27 UK take-home pay with Scottish Income Tax, pensions, National Insurance and student loans.
Open calculator Work & benefitsNational Insurance calculator
Calculate employee and employer Class 1 NI or annual self-employed Class 4 and voluntary Class 2 for 2026/27.
Open calculator Work & benefitsUmbrella take-home pay calculator
Estimate umbrella assignment income, employer costs, gross salary and annual take-home pay under 2026/27 UK rules.
Open calculator Work & benefitsUniversal Credit calculator
Estimate a 2026/27 monthly Universal Credit award with child, housing, health and caring elements, earnings, capital and benefit cap.
Open calculator Work & benefitsHoliday pay calculator
Estimate holiday pay under Great Britain, Northern Ireland or Russian calendar-day rules, including pay-history averages and the Russian 29.3 divisor.
Open calculator Work & benefitsNHS bursary maintenance calculator
Calculate England NHS bursary maintenance, family and student contributions, dependants, childcare, part-time study, tuition and placement expenses.
Open calculator Work & benefitsWork experience calculator
Count unique calendar days across employment periods, merge overlapping jobs and show gaps without double-counting experience.
Open calculator