BEHIND THE NUMBERS
How this calculation works
ECB cross-rate = destination units per EUR / source units per EUR. Deduct entered fees in the source currency, then multiply the remainder by the cross-rate. Provider mode uses your direct rate.
Worked example
The 15 October 2026 snapshot quotes 1.1208 USD per EUR; EUR1,000 converts to USD1,120.80 before provider costs.
Example result: 1,120.8
Step 1
Select the dated ECB snapshot or a provider quote, then choose source and destination currencies.
Step 2
ECB mode divides the destination reference rate by the source reference rate; it does not request a precomputed cross-rate.
Step 3
Fees are deducted in the source currency and the remaining amount is converted. The rate date is displayed with the result.
Assumptions and rounding
- The ECB data is a dated reference snapshot for information, not the amount a dealer will offer.
- The rate date is shown before the form and in every result. Weekends and TARGET closing days have no new ECB fixing.
Questions about this calculator
Are these live rates?
No. They are the ECB reference rates for 15 October 2026. The date stays visible; no background update is performed.
Can I use my bank’s quote?
Choose My provider rate and enter destination units per one source unit. Enter separate fees only if they are not already included.