Everyday money calculators

Plan a budget, compare prices and make the numbers add up.

Solve present value, future value, payment, periods or the periodic rate using signed cash flows and end or beginning payments.

Convert between 30 currencies using the dated ECB reference snapshot or a provider rate, including fees.

Count sterling notes and coins, see each denomination subtotal and check the cash against your expected till balance.

Calculate change or a payment shortfall in pounds and pence, with a suggested UK note and coin breakdown.

Convert weekly, four-weekly and annual income, spending and savings into one monthly household budget.

Compare a share of household costs with an agreed share of take-home pay, while preserving an amount chosen for personal needs.

Estimate petrol or diesel journey cost from mileage, UK mpg or litres per 100 km, pump price and passenger count.

Find a sale price, compare two prices or recover an original price, including two discounts applied in sequence.

Reconcile a bank statement with your cash book using outstanding deposits, unpresented cheques, charges and missing receipts.